Health Insurance Marketplaces

On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (ACA) into law which included a number of significant changes to America’s health care system, including a requirement that every American have health care coverage or possibly face a tax penalty, and new taxes and penalties on employers that don’t provide employees with specific types of health coverage. The ACA also mandated the creation of health insurance exchanges in every state, through which individuals and small business owners can purchase health insurance.

In November 2012, Ohio elected not to administer an exchange but to retain regulatory control over health insurance plans offered through a federally operated exchange.

Providing good information to help patients make informed decisions about their health care is something you do every day, and it’s what you can do now to help make sure your patients are aware of their options.

Health Insurance Marketplaces:
  • Offer low cost coverage options with comprehensive plans covering essential benefits
  • Can no longer deny coverage due to pre-existing conditions

Primary care physicians and other health care professionals have the opportunity to help patients understand and navigate the changing health care landscape by discussing the insurance options that are available through the marketplace.

The open enrollment period for 2016 coverage will begin Sunday, November 1, 2015, though Sunday, January 31, 2016.

National Resources

Ohio Resources

Additional Information and Resources